Saving Money

This category is dedicated to saving money. Filled with tips to save money and things we’ve done to save money.

Mother's Day Gift

3 Meaningful Mother’s Day Gifts That Won’t Break the Bank

Mother’s Day is right around the corner, and many of you are still searching for that perfect Mother’s Day gift. And, just like EVERY holiday in this country, you have also been constantly bombarded by advertisements claiming to have that perfect Mother’s Day gift. For a price! While most stores have been advertising Mother’s Day …

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personal loans

Start Taking an Interest in Interest: Personal Loans

Personal loans are a big category, and can vary greatly depending on the type of loan. However, there are some basic things to keep in mind when you are looking at taking out personal loans, and as always, understanding that interest is key to Money Earned through Money Saved. Technically, everything already mentioned (mortgages, credit …

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credit card interest

Start Taking an Interest in Interest: Credit Cards

Now let’s talk about credit cards, the loans that most people will pay interest on. Credit cards are a little different because they are revolving credit, meaning that the amount of credit extended can be borrowed again once paid. They are also different in that the interest on any balance carried is charged daily. Yes, …

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mortgage interest

Start Taking an Interest in Interest: Mortgages

First up is mortgages, the type of loan where you’ll pay the most interest. With a mortgage, people often make the mistake of thinking that their payment is going mostly to the principal. WRONG! Especially in the beginning, a significant portion of your payments go toward the interest, not the principal! You may not know …

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