Money

Looking for tips to help you save more, earn more, and live more? This category is all about money and money topics, especially those that help you better understand the basics of personal finance and help you increase your financial literacy.

 

Our goal is to teach people of all ages how financial systems work, and how to take advantage of these systems to save big money. While everyone could use more cash, the only ways to increase your cash flow is to increase your income or decrease your spending.

 

While we have plenty of tips for increasing your income, our main focus is showing you how to save on every day expenditures through savvy utilization of financial institutions and situations, which we call shifting your mindset from consumerism to frugalism. Anything you save goes straight back into your pocket, turning Money Saved into Money Earned.

 

Our wide range of topics have been simplified into six sub-categories. These sub-categories include Money Mindset, Money Basics, Money Lessons, Saving Money, Making Money, and Reviews. You can browse these sub-categories or search for what you’re looking for using the search function in the side bar or at the top right of the site.

personal loans

Start Taking an Interest in Interest: Personal Loans

Personal loans are a big category, and can vary greatly depending on the type of loan. However, there are some basic things to keep in mind when you are looking at taking out personal loans, and as always, understanding that interest is key to Money Earned through Money Saved. Technically, everything already mentioned (mortgages, credit …

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credit card interest

Start Taking an Interest in Interest: Credit Cards

Now let’s talk about credit cards, the loans that most people will pay interest on. Credit cards are a little different because they are revolving credit, meaning that the amount of credit extended can be borrowed again once paid. They are also different in that the interest on any balance carried is charged daily. Yes, …

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mortgage interest

Start Taking an Interest in Interest: Mortgages

First up is mortgages, the type of loan where you’ll pay the most interest. With a mortgage, people often make the mistake of thinking that their payment is going mostly to the principal. WRONG! Especially in the beginning, a significant portion of your payments go toward the interest, not the principal! You may not know …

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consumerism

How to Shift Your Mindset From Consumerism to Frugalism

The Mindset There is a fundamental truth that everyone must understand before they can truly accept and unlock the keys to many of the ideas presented here on Money Saved is Money Earned. Our world is built on consumerism. Consumerism is an economic ideology that encourages the insatiable acquisition of goods and services, with the …

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