Sebastian Rodrigues

our health or our safety

Our Health or Our Safety: American Priorities Based on Budget

The COVID-19 pandemic seemingly came out of the blue for most of us, and it’s clear that the country was not prepared for it. In fact, our response to this threat clearly indicated to me that dealing with infectious diseases was not only something not being thought about by our government, but something not prioritized. …

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experience of racism in America

A Brown Man’s Experience of Racism in America

Racism in America is once again at the forefront of our minds. Recent incidents of police brutality toward people of color, specifically black Americans, is bringing back into focus a problem that continually exists in the peripheral vision of society. It’s amazing to me. I’ve witnessed the turn of the century and 40 years of …

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mental stimulus check

Mental Stimulus Check: Building Resilience and Emotion Regulation Skills in Times of Crisis

Last week our article gave several ideas for how to handle the economic stimulus check millions of Americans are set to receive. While an economic stimulus definitely provides relief for many of us, we are still dealing with the fear and anxiety that has come with the existence of the coronavirus. So, this week we …

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reverse mortgage

What is a Reverse Mortgage and is it Right for You?

What is a reverse mortgage? Hardly a day passes without hearing an advertisement for a reverse mortgage, but while you may be familiar with the term, we doubt you’re familiar with what a reverse mortgage actually is. We weren’t. Because we knew very little about reverse mortgages we decided to do a little research. This …

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early retirement

Early Retirement Isn’t Always the Fairy Tale It’s Made Out to Be

As an early retiree, I ought to know. Sebastian here, and today I want to burst the FIRE communities bubble a bit by telling you what it’s really like to be early retired. And it’s not all fun and games. True, being retired gives me a lot of flexibility to pursue more of the things …

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fiscal responsibility

Why a Budget is a Must for Fiscal Responsibility

You want to be fiscally responsible, don’t you? Of course you do! Everyone does whether they realize it or not. Fiscal responsibility is an economic idea that involves strategies for managing debt and building smart-spending habits. You have probably heard the term used in reference to government or public organizations. A fiscally responsible organization pledges …

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